Welcome to our 9th issue of LT4L News, where this month we’re taking a look inside the new LT4L Video Vault.

Initially, the vault has been set up to help bring you more information on the type of business structures we find most effective for the majority of our landlord business clients.

Since the launch though we’ve been adding more videos and will continue to do so.

The 122 minutes of content now also includes videos on Section 24 and whether to buy your next property in a protective structure.

With lockdown easing and the Stamp Duty Cut announced by the chancellor earlier today*, the property market is in for an interesting end to 2020. Many property business owners will be looking for opportunities to expand their portfolio, and whether you’re buying or selling – a business restructure could be highly profitable for you.

You can access the video-vault for free by using the link below.


Or scroll down, for more info on the videos inside, and a new video from the LT4L Directors discussing the LT4L Service and the viability of mixed partnership structures.

As always, if you’re ready to look at the next steps, then fill out our Free Initial Assessment or call us on 0203 735 2940.


The Less Tax 4 Landlords Team

*a temporary holiday on stamp duty on the first £500,000 of all property sales in England and Northern Ireland was announced today, effective immediately until 31st March 2021. The 3% surcharge still applies.


Inside Issue #9

  • A look inside the new LT4L Video Vault
  • Watch Chris Bailey’s weekly Q&A sessions on COVID 19 support packages
  • A video introduction from the LT4L Directors on the LT4L Service & Solutions – including when mixed partnership structures can be used

An introduction from the Directors of LT4L



Inside our brand new LT4L Video Vault



Here is the link to enter the vault,


On our video-vault home screen, you’ll find a menu of videos available to watch. If you’re unsure where to start we recommend:-

1) Your 4 Major Options as a Portfolio Landlord.

If you’re not sure what Section 24 is, or simply want a recap, then move on to video 2:

2) Understanding Section 24 and what it means for your property business.

Otherwise skip on to video 3, a short 6-minute video on

3)The Market Impact of Section 24 before Covid-19 & Tax Planning in 2020.

In this video LT4L Co-Founder, Malcolm Rose looks at what was happening in the Market Before Covid-19, what the Payment on Account deferral could mean for your business, and how becoming tax effective in 2020 could significantly reduce your tax payments in 2021 and beyond.


Want to learn more? (more videos inside the vault)


Releasing Capital to Pay S24 Tax Increases (Case Study)

In this extract from one of our private events for portfolio landlords, Chris Bailey looks at what happened to one family business when they started to sell long-held assets to help meet their tax liabilities, and how after meeting LT4L they were able to turn this around. Watch the video after registering here.


Understanding Hybrid Business Models for Landlords

In this double-extract from one of our private events for portfolio landlords, Chris Bailey looks at what a Hybrid Business structure is, touches on who it is for, and not for, and what some of the commercial benefits are. Watch the video after registering here.


Hi *firstname, did you miss Chris Bailey (LT4L Founding Director) being interviewed by Property Tribes? Find out what he really thinks about taxation. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

Mortgage Lending within a Hybrid Business Structure

In this video extract from one of our private events for portfolio landlords, Chartered Financial Planner Graeme Smallman discusses Lenders views on LLP Business models and whether COVID-19 is having any impact on this.  Watch the video after registering here.


Legal Documents to Support a Hybrid Structure 

In this video extract from one of our private events for portfolio landlords, Less Law 4 Landlords Head of Estate Planning Chelsea Simonds discusses the legal documentation that supports the Hybrid Business Model and how we assist in providing legal services to you when you join the LT4L Client Community and also ongoing. Chelsea also touches on our record with HMRC and professional indemnity insurances. Watch the video after registering here.


High level Business Benefits of a well run Mixed Partnership 

Co-Founder and Group Director Malcolm Rose looks at some of the high level business benefits of a properly run and well-structured Hybrid Business Model and how this can help you achieve your life and business goals. Watch the video after registering here.



Q&A with Chris Bailey

Watch Episode 12

Topics covered by Chris in this episode include:

  • The new self-employed scheme is for 3 months but for 70%. You can claim in August
  • The first 3 months payment (80% profits) has a claim deadline of 13th July
  • Bounce Back Loan details
  • A reminder that Furlough & SE Scheme is Taxable.


What it means to become an LT4L Client

Join a community of professional landlords, with regular events, access to exclusive services, and ongoing business support.

“Over several meetings, I learned to understand the importance of a business plan, business model and business structure through to succession planning. When they had opened my eyes to the bigger picture I decided to invest time and money to be part of their community. “ Mr W

Read Mr W’s story here: Building a Business to Last Generations

Don’t miss the next edition of LT4L News. Get it sent straight to your inbox by subscribing here.