“When was the last time your business consultant, lawyer, accountant, financial planner, broker and tax advisor all got together to discuss your business?”

About Less Tax 4 Landlords

Less Tax 4 Landlords and the Less is More Property Business Group help you to maximise the commercial benefits of building, running, and growing a recognised professional property business.

We provide landlords with unbiased, impartial, and holistic advice based upon:

  • Where you are now
  • What you want to achieve
  • The available Financial and Legal Instruments

Specialising in the PRS (Private Rented Sector), typically we help:

  • Growing businesses whose owners are looking to support further growth
  • Full Time Landlords looking to plan for their retirement
  • Portfolio Landlords at capacity needing to make changes so their business can grow
  • Landlords needing to restructure their business due to the ‘Section 24’ tax changes
  • Family businesses looking to ensure that the business portfolio can remain intact on succession

This requires an all-round service – which includes (but is not limited to) business consultancy, legal advice, financial advice and tax advice.

“You don’t just go to Less Tax 4 Landlords for tax advice, you go for business restructuring advice and when you’re restructuring your business it’s not just the accounting aspect you need to think about but the legal aspect too. That’s what I found with Less Tax 4 Landlords, you get that all under the same hat.” 

Junaid Safiullah

Business Owner

“If you’re an existing landlord and you have properties in your own name, how do you sort out the most effective way to manage your portfolio without having to sell it?  Less Tax 4 Landlords  were a godsend and they helped me set up the structure that I needed to carry on”

Jim Haliburton

Landlord & Property Expert, HMO Daddy

Pricing

Whilst our clients share many similarities, every landlord is unique and not all landlords we speak to are in a position to run a business or have current business plans which necessitate the level of professional support we provide.

For this reason we offer a simple 4-step engagement process, of which up to the first 2 steps will be offered free of charge to a potential client.

We do not ask for a penny until we have assessed your situation and concluded that we are both confident that you will see commercial value from your full investment with us.

Should you go on to become a client and join the LT4L Client Community, then our charges are structured on a clear and fixed fee basis for the work carried out (as opposed to a percentage of revenue or charge per property).

LT4L Client Community

At Less Tax 4 Landlords we’re pleased to work with a highly active client community for whom we put on regular private events, including our highly-regarded annual LT4L Client Community BBQ.

As of the end of January 2020, and based primarily on 2017/18 business accounts, the LT4L Client Community account for a significant contribution to the UK economy: –

  • 3,714+ properties
  • £1.13 billion in property values
  • £525m in mortgages
  • £55m in rental turnover
  • £17m in annual mortgage interest payments

Properties to Rent

Mortgages (£)

Rental Turnover (£)

Annual Mortgage Interest Payments (£)

Property Values (£)

Could you benefit from joining the LT4L Client Community?

Meet The Team

Filter By
  • Nigel Hall

    Nigel Hall

    Group Managing Director

    An experienced Managing Director, with time spent leading companies in the financial services industry and…

  • Chris Bailey

    Christopher Bailey

    Group Director

    Chris Bailey is an entrepreneurial Chartered Accountant who has been involved in the property industry…

  • Malcolm Rose

    Malcolm Rose

    Group Director

    Co-founder & Group Director of Less Tax 4 Landlords and the One Consultancy Group.

    Malcolm is also Managing Director of corporate shareholder and founding company The Key 2 Growth Ltd.

  • Nigel Hall

    Nigel Hall

    Group Managing Director

  • Chris Bailey

    Christopher Bailey

    Group Director

  • Malcolm Rose

    Malcolm Rose

    Group Director

  • Joe Fender

    Joe Fender

    Group Head of Operations

  • Ben George Rose

    Group Head of Marketing

  • Graeme Smallman

    Graeme Smallman

    Financial Services Development

  • Anthony O’Toole

    Financial Services Fulfilment

  • Anna Steed

    Anna Steed

    Head of Sales

  • Nigel Tollit

    Planning Consultant

  • Julia Bayliss

    Client Relationship Manager

Nigel Hall

Nigel Hall

Group Managing Director

An experienced Managing Director, with time spent leading companies in the financial services industry and a background in senior roles regulated by the Prudential Regulation Authority (PRA), Financial Conduct Authority (FCA) and Solicitors Regulation Authority (SRA), Nigel has been with us since January 2018, spending 2 years as Head of Business Planning for the company before accepting the role as Group Managing Director effective January 28th 2020.

Chris Bailey

Christopher Bailey

Group Director

Chris Bailey is an entrepreneurial Chartered Accountant who has been involved in the property industry for almost 30 years. He runs five successful accountancy practices, a tax advisory company and a property Capital Allowance business.

Chris has over ten years experience of Capital Allowance claims and he has extensive knowledge of the complexities and challenges of property tax law.

His first role after qualifying as a chartered accountant was as the group accountant to one of the largest private property groups in Yorkshire.   After moving back into private practice, over the next 7 years he built an accountancy practice that was eventually floated on the AIM market.

He and his wife own numerous buy to let properties and during the early 2000s developed an international property business.

Malcolm Rose

Malcolm Rose

Group Director

Since 2005, Malcolm has helped hundreds of individuals and companies to succeed in their personal and business aspirations, which is in large part due to his hands on approach to coaching, mentoring, and business advice.

Group Director of Less Tax 4 Landlords and the One Consultancy Group, Malcolm is also Managing Director of The Key 2 Growth, a corporate shareholder of One Consultancy Group and a founding company of Less Tax 4 Landlords.

Prior to training as a professional coach and business mentor and setting up The Key 2 Growth, Malcolm led a successful career in change management for a global insurance company.

Malcolm enjoys enabling people to realise their goals by helping them to develop objective business plans and to see them through to implementation and realisation.

Joe Fender

Joe Fender

Group Head of Operations

Responsible for general operations including group policy, training, offices, staffing and critical systems.

Ensures that working practices across departments are as effective as possible.

Ben George Rose

Group Head of Marketing

As Less Tax 4 Landlords’ Head of Marketing, Ben helps to make information easier to digest whilst ensuring we keep sight of the bigger picture.

With an entrepreneurial background in business growth, sales and marketing strategy; Ben’s main claim to fame around here is naming things, starting with Less Tax 4 Landlords back in 2015 and now the One Consultancy Group in January 2020.

He also works closely with experts across the wider financial and professional services industries through his capacity as Director of one of the three Less Tax 4 Landlords founding companies; The Key 2 Growth Ltd.

Graeme Smallman

Graeme Smallman

Financial Services Development

  • 020 3701 2222

Anthony O’Toole

Financial Services Fulfilment

  • 020 3701 2222
Anna Steed

Anna Steed

Head of Sales

Anna meets with potential clients and provides day to day support for the Sales Consultants.

She also helps to develop introducer relationships.

Nigel Tollit

Planning Consultant

Julia Bayliss

Client Relationship Manager

Our Story

Founded in 2015

Following the tax changes announced in the 2015 summer Budget and recognising a gap in the market for joined up multi-disciplinary advice dedicated to helping landlords, Less Tax 4 Landlords was founded and incorporated in December 2015 by Chris Bailey, Malcolm Rose, Tony Gimple and their teams at The Bailey Group, The Key 2 Growth and Planned Succession.

You can find out more about the Founders and Founding Companies in our Meet The Team section.

You can also watch the professionally filmed (but totally unscripted) original video on why Less Tax 4 Landlords was founded, including feedback from two early clients talking about their experiences.

2019

In 2019 a SRA regulated legal practice was acquired and an FCA regulated business was setup as part of our plan to provide continuous improvement in the services we are able to offer our clients. Many of these services are now recognised businesses of the Less Is More Property Business Group.

2020

In early February Less Tax 4 Landlords and the Less Is More Property Business Group announced the incorporation of One Consultancy Group Ltd.

These changes bring everything together under one roof and enable the Less Tax 4 Landlords client community to benefit from both SRA & FCA regulated services provided in-house.  Such new services vary from highly competitive fixed-fee offerings such as conveyancing, to a full inhouse mortgage advice capability, in addition to regulated financial advice and lifetime trust planning.

Now with everything at home under one roof, the Less Tax 4 Landlords Client Community can benefit from comprehensive and joined up specialist advice with the key individuals and businesses providing these services being variously authorised and regulated by the ICAEW (Institute of Chartered Accountants England & Wales), ACCA (Association of Chartered Certified Accountants), SRA (Solicitors Regulation Authority), FCA (Financial Conduct Authority), STEP (Society of Trust & Estate Practitioners) and SWW (Society of Will Writers).

Our Record

The government have made clear their desire to professionalise the Private Rented Sector, and everything we do is fully in line with this policy and is based upon current HMRC practice and guidelines.

With HMRC we have a 100% record on more than 700 submissions of client accounts and to date they have never failed to agree our clients’ tax returns.

Nonetheless, we carry Tax Investigation insurance, and up to £2,000,000 professional indemnity cover per case including tax due, legal fees, HMRC assessments and penalties.

We are a recognised supplier of the National Landlords Association and work closely with NLA, RLA, iHowz, ATLAS and LLAS. Landlords attending our private events qualify for CPD (Continued Professional Development) points with the London Landlord Accreditation Scheme (LLAS) administered by the London borough of Camden.

In 2019 we were nominated by LLAS as well as independently by our clients for 2019 Best Landlord Service Provider at the Biennial London Landlord Accreditation Scheme Award Ceremony.

LT4L founding company and One Consultancy Group co-owners The Bailey Group also recently picked up Accountancy Firm of the Year (51-200 Employees) at the North East Accountancy Awards 2019 and a nomination for ‘Mid-Tier Innovation of the Year’ category at the prestigious British Accountancy Awards.

The Less Is More Property Business Group

 

Less Tax 4 Landlords is a specialist multi-disciplinary consultancy for portfolio landlords, and the leading brand of the Less Is More Property Business Group. Less Tax 4 Landlords and the Less is More Property Business Group work solely with property investors and portfolio landlords to help them maximise the commercial benefits of building, running, and growing a recognised professional property business. Founded in 2015, the firm is headquartered in London and maintains offices throughout the UK.

 

Less is More Property Business Group is a specialist arm of the One Consultancy Group which enables the Less Tax 4 Landlords client community to benefit from both SRA & FCA regulated services provided in-house.

Read more about why we set up the One Consultancy group here.

One Consultancy Group

Bought to you by the same team and companies that founded Less Tax 4 Landlords and the Less Is More Property Business Group; One Consultancy Group enables us to bring clients a wide range of fully regulated professional services, such as mortgage advice, trust planning and conveyancing.

 

This wider regulated technical expertise that we have acquired for the group combined with the specialist knowledge and services provided by the founding companies results in a truly multi-disciplinary approach. We believe it is a unique offering in the PRS (Private Rented Sector), and one we have fully tailored to help you maximise the value of your business both today and during your lifetime whilst ensuring that you can pass on your hard-earned wealth to those you care about most.

 

If you have any questions about the business and how we can help you, please contact us or complete our free initial assessment form for portfolio landlords.

Loading...