By signing up for the LT4L Video Vault, you can enjoy 615 minutes of exclusive video content created by the LT4L team of experts.
Navigate around our selection of pre-recorded tax and business planning videos, created specifically for portfolio landlords.
We also have a selection of case studies and extracts from our private webinars and client events, plus Video Vault exclusives coming in the next few days and weeks.
Take a look below to see what video titles are currently sitting inside the LT4L Video Vault and sign up now to start watching.
Early Stage Video Vault Q&A – Building a Professional Property Business
There are 2 videos in this section:
Section 1 – Options & Challenges
There are 7 videos in this section:
Your 4 Major Options as a Portfolio Landlord
Video Vault Recording (11 Minutes)
Your 4 Major Options as a Portfolio Landlord
As a landlord, you typically have 4 options for managing the impact of Section 24. These are:
1) Do nothing,
2) Sell up,
3) Incorporate to a Limited Company or
4) Incorporate a Mixed Partnership LLP
In this video, Malcolm covers each option in more detail. A great place to start for those considering either of these 4 options for their property business.
Upcoming Tax Changes
LT4L Webinar Extract (2 Minutes 31 Seconds)
Upcoming Tax Changes
In this video, Ben Rose, Head of Group development looks at the upcoming tax changes which include the new rate of Corporation Tax from April 2023. He also covers the increase in Dividend Tax from April 2022 and the impact it will have on LTD companies.
Section 24 & Rising Mortgage Rates Part 1
LT4L Webinar Extract (2 Minutes 16 Seconds)
Section 24 & Rising Mortgage Rates Part 1
In part 1, Ben gives a brief overview of Section 24, looking at the Tax Escalator Effect and the impact it will have on landlords tax payments in January 2022.
Section 24 & Rising Mortgage Rates Part 2
LT4L Webinar Extract (07 Minutes 44 Seconds)
Section 24 & Rising Mortgage Rates Part 2
What is the most profitable restructure? In part 2, Ben takes a closer look at mortgage rates and the options Landlords can consider to restructure their businesses in order to put themselves in a better tax position.
Capital Gains Tax (CGT) Changes in the Papers
LT4L Webinar Extract (3 Minutes 45 Seconds)
CGT Changes in the Papers
You’ve probably already heard by now, the Office of Tax Simplification (OTS) has, among other things, called for consideration that Capital Gains Tax rates be increased to match income tax rates.
In this short video, Malcolm warns about reading too much between the lines, and about the importance of running as a business.
Understanding Section 24 and what it means for your Property Business
Video Vault Exclusive Webinar (26 Minutes)
Understanding Section 24 and what it means for your Property Business
In this Video Vault exclusive webinar, Less Tax 4 Landlords Co-Founder and Group Director Malcolm Rose looks at what, why and how Section 24 is implemented, and what it means for your property business.
If you’re not sure what Section 24 is, or simply want a recap, then this is the place to start.
Case Study: Releasing Capital to Pay S24 Tax Increases
Private Event Extract (10 Minutes)
Case Study: Releasing Capital to Pay S24 Tax Increases
In this extract from one of our private events for portfolio landlords, Chris Bailey looks at what happened to one family business when they started to sell long-held assets to help meet their tax liabilities, and how after meeting LT4L they were able to turn this around.
Section 2 – Hybrid Business Models
There are 4 videos in this section:
Understanding Hybrid Business Models for Landlords
Private Event Extract (17 Minutes)
Understanding Hybrid Business Models for Landlords
In this double-extract from one of our private events for portfolio landlords, Chris Bailey looks at what a Hybrid Business structure is, touches on who it is for, and not for, and what some of the commercial benefits are.
Mortgage Lending within a Hybrid Business Structure
Private Event Extract (11 Minutes)
Mortgage Lending within a Hybrid Business Structure
In this video extract from one of our private events for portfolio landlords, Chartered Financial Planner Graeme Smallman discusses Lenders views on LLP Business models and whether COVID-19 is having any impact on this.
Legal Documentation to Support a Hybrid Business Structure
Private Event Extract (10 Minutes)
Legal Documentation to Support a Hybrid Business Structure
In this video extract from one of our private events for portfolio landlords, Less Law 4 Landlords Head of Estate Planning Chelsea Simonds discusses the legal documentation that supports the Hybrid Business Model and how we assist in providing legal services to you when you join the LT4L Client Community and also ongoing. Chelsea also touches on our record with HMRC and professional indemnity insurances.
High Level Business Benefits of a well run Mixed Partnership LLP
Video Vault Exclusive (18 Minutes)
High-Level Business Benefits of a well run Mixed Partnership LLP
Co-Founder and Group Director Malcolm Rose looks at some of the high-level business benefits of a properly run and well-structured Hybrid Business Model and how this can help you achieve your life and business goals.
Section 3 – Business & Tax Planning
There are 3 videos in this section:
Policy Or Speculation? Business, Mortgage & Tax Planning for an uncertain future
LIS Online Seminar Extract (46 Minutes 52 Seconds)
Policy Or Speculation? Business, Mortgage & Tax Planning for an uncertain future
A presentation by Ben Rose, Group Head Of Marketing & PRS Development during the LIS Online Super Show which took place on 26 May 2021. In this video, Ben takes a look at how the knowns and unknowns of the pandemic, prevailing market trends, and future taxation could impact on landlords’ short & long-term plans.
Planning for the Future
LT4L Webinar Extract (11 Minutes 48 Seconds)
Planning for the Future
Malcolm discusses a few planning scenarios for different stages of your life and business cycle.
Why Business Planning is Crucial for Your Property Business
Extract from our Client Only Video Vault (28 Minutes)
Why Business Planning is Crucial for Your Property Business
Addressing the LT4L Client Community, Nigel Hall, Group Managing Director and Head of Business Planning looks at business planning in more detail, how the business planning team are here to help clients, and reviews market growth and yields across the UK.
Section 4 – Why work with LT4L
There are 10 videos in this section:
“How do I know whether LT4L is right for me?”
Video Vault Q&A (5 Minutes 15 Seconds)
“How do I know whether LT4L is right for me?”
In this video Malcolm answers another viewers question.
He asks, “what are you looking to achieve?,” “is Inheritance Tax and business continuity after death important to you?,” “Do you want to retire at some point?”, “Do you need to grow your business to achieve your goals?”, “Do you generate enough profit from your business?”, “Is your business achieving what you set out to achieve?”
Less Tax 4 Landlords vs The Competition
LT4L Webinar Extract (10 Minutes 18 Seconds)
Less Tax 4 Landlords vs The Competition
In this video Malcolm asks “why are you here?” and “what makes us different from generalists or other specialist advisors?”.
Do you need a specialist? If so, are you comparing apples with apples or apples with pears?
Have you heard any of this “fake news”, and what’s the best way to eat a (pink) elephant?
Walewski V HMRC
LT4L Webinar Extract (04 Minutes 44 Seconds)
Walewski V HMRC
New rules came into effect in 2014 to prevent the improper allocation of taxable profits without commercial justification within mixed partnerships.
In Walewski v HMRC the FTT agreed with HMRC that the profits should be reallocated.
In this short video extract from one of our online events, Chris looks at the case in a little more detail.
Fee Insurance and Professional Indemnity Cover
LT4L Webinar Extract (02 Minutes 57 Seconds)
Fee Insurance and Professional Indemnity Cover
In this short video extract taken from a live Q&A, Malcolm explains the company’s fee insurance and professional indemnity cover.
How our Core Services work within the One Consultancy Group
LT4L Webinar Extract (03 Minutes 54 Seconds)
How our Core Services work within the One Consultancy Group
In this video, Malcolm talks about the Core Services offered within the One Consultancy Group – Accountancy, Tax Advice and Client and Legal Administration. He also takes a look at the wider services the company offers such as Conveyancing, Mortgages, Legal services and more.
Using Mixed Partnerships for Business Purposes
A message from Chris Bailey (2 Minutes 25 Seconds)
Using Mixed Partnerships for Business Purposes
A short message from Chris about the proper use of mixed partnerships and HMRCs position on their popular and general usage.
Tax Truths Q&A
Interview from LIS Online November 2020 Super Show (14 Minutes)
Tax Truths Q&A
On 3rd November 2020 Chris Bailey, Chartered Accountant, and a long-time landlord himself was invited to be interviewed by Tracey Hanbury of Landlord Investment Show on a live webinar as part of their Nationwide Online Super-Show.
Chris and Tracey comment on some of the information (and misinformation) in the marketplace and discuss in particular HMRC and Hybrid Business Structures.
Property Business Structures with Chris
Interview from Landlord 20:20 Vision with Property Tribes (15 Minutes)
Property Business Structures with Chris
Filmed in late 2019, Vanessa Warwick of PropertyTribes.com interviews Chris Bailey about property business structures and following the interest on social media, Hybrid Business Models in particular – including what HMRC have had to say about landlords using mixed partnership business structures for tax and business planning since the Section 24 legislation changes.
Likely Outcomes from your Free Initial Assessment
Likely Outcomes from your Free Initial Assessment
Complete the form or call 0203 735 2940
Client Community Engagement Process
Client Community Engagement Process
For Landlords offered a Free Business Structure Consultation who are interested in joining our Private Client Community
Section 5 – Live Q&A Recordings
There are 7 videos in this section:
Register for our next live event
Register for our next live event as lesstaxforlandlords.co.uk/live
Rising Rates and Taxes. What are your options - 8th Feb 2022
LT4L Webinar Extract (40 Minutes 53 Seconds)
Live Q&A – Surviving as a Landord in 2023 – 15th Feb 2023
Chris, Malcolm and Ben answer questions put to them during our webinar which took place on 15th February such as; ‘Can a Ltd structure be changed or transferred to an LLP?’, ‘What happens on death if the properties are in the parents name in a mixed partnership’ and ‘My properties value has gone down, is it a good time to sell to a company I own?’.
Rising Rates and Taxes. What are your options - 8th Feb 2022
LT4L Webinar Extract (32 Minutes 37 Seconds)
Live Q&A – Rising Rates and Taxes. What are your options? – 8th February 2022
Nigel, Chris, Malcolm and Ben answer questions put to them during our webinar which took place on 8th February such as; ‘If using form 17, can the mortgage interest be transferred to the lower rate taxpayer?’,’How many properties qualify as a portfolio for becoming a mixed partnership business?’ and ‘Do LT4L Clients make use of different share classes and discretionary trusts?’.
Rising Rates and Taxes. What are your options - 12th Jan 2022
LT4L Webinar Extract (50 Minutes 23 Seconds)
Live Q&A – Rising Rates and Taxes. What are your options? – 12th January 2022
Nigel, Chris, Malcolm and Ben answer questions put to them during our webinar which took place on 12th January such as; ‘do you have insurance that covers any payments the client has to make should HMRC investigate?’, ‘is moving to the Hybrid structure a straightforward process especially considering mortgage contracts?’ and ‘ is there a means to move the majority of profits into an SSASpension whilst minimizing tax liabilities?’.
Live Q&A – Rising Rates and Taxes. What are your options? - 24th Nov 2021
LT4L Webinar Extract (57 Minutes 57 Seconds)
Live Q&A – Rising Rates and Taxes. What are your options? – 24th Nov 2021
Nigel, Chris, Malcolm and Ben answer questions put to them during our webinar which took place on 24th November such as; ‘To split the income with my spouse on a property I own solely, how do I set up a Deed of Trust without paying Stamp Duty?’, ‘Do HMRC see this as a tax avoidance scheme?’ and ‘do you have a minimum value of profit or portfolio you would work with?’.
Live Q&A - Hybrid Business Models - 20 July 2021
LT4L Webinar Extract (30 Minutes 04 Seconds)
Live Q&A – Hybrid Business Models – 20th July 2021
Nigel, Chris and Malcolm answer questions put to them during the webinar which took place on 20 July such as; ‘During the Q&A you will find out answers to questions such as; ‘How long does it take to become a client?’
‘I was told that if I have already put all the business into an Ltd company – a hybrid structure will not be possible now – this is correct?’
‘If under the hybrid scheme I can keep borrowing in my own name, how is the structure viewed by lenders?’
Live Q&A - Hybrid Business Models - 2nd June 2021
LT4L Webinar Extract (43 Minutes 54 Seconds)
Live Q&A – Hybrid Business Models – 2nd June 2021
Nigel, Chris and Malcolm answer questions put to them during our webinar which took place on 2nd June such as; ‘Can I do mixed partnerships if I already own two ltd company and a personal portfolio of properties?’, ‘Can you have a full time employed job as a high rate taxpayer and have property owned personally and through an LTD company to benefit from this structure you’ve discussed?’ and ‘As the properties are held in personal names, how can the CGT be accounted for at Corporation Tax Rates as opposed to CGT rates?’
Live Q&A - LIS Online - 24th Feb 2021
LIS Online Seminar Extract (52 Minutes 28 Seconds)
Live Q&A – LIS Online – 24th February 2021
Nigel, Chris and Malcolm answer questions put to them during the LIS Online Seminar which took place on 24th February 2021.
Live Q&A - Hybrid Business Models - 7th April 2021
LT4L Webinar Extract (01 hours 01 Minutes 26 Seconds)
Live Q&A – Hybrid Business Models – 7th April 2021
Nigel, Chris and Malcolm answer questions put to them during our webinar which took place on 7th April such as; ‘If I have already incorporated back in 2015, is it too late to use the hybrid structure?’ and ‘If I sell a property within the hybrid structure, why do I not have to pay CGT?’.
Section 6 – Archive
There are 2 videos in this section:
The Market Impact of Section 24 before Covid-19 & Tax Planning in 2020
Private Event Extract (6 Minutes)
The Market Impact of Section 24 before Covid-19 & Tax Planning in 2020
In this short 6 minute extract, Less Tax 4 Landlords Co-Founder and Group Director Malcolm Rose looks at what was happening in the Market Before Covid-19, what the Payment on Account Deferral could mean for your business, and how becoming tax effective in 2020 could significantly reduce your tax payments in 2021 and beyond.
Impacted by S24? Make your worst projected year your best year yet
LT4L Webinar Extract (4 Minutes 20 Seconds)
Impacted by S24? Make your worst projected year your best year yet
A “profitable” business can still go bankrupt with poor cashflow planning.
Section 24 means most landlords face their worst ever year for cashflow in 2021 or 2022.
In this short video extract, Malcolm looks at the typical impact of Section 24 on cashflow by way of some simple charts, and demonstrates how adopting a business structure can have a dramatic impact on cashflow for the year 2022.
