Is Your Property Portfolio Structured Correctly?
LT4L helps Landlords structure their property business to maximise wealth for today and tomorrow.
Helping Landlords Protect and Grow their Wealth
Less Tax For Landlords is a specialist tax and estate planning service dedicated to the needs of those who are involved in owning commercial property, residential buy-to-lets, HMOs, investment property, or property development.
Our goal is to help you build and run a highly tax efficient professional property business, and to pass on your hard-earned wealth to those you care about most, minimising tax leakage insofar as the law allows, and all whilst keeping you in full control of your affairs today.
Act now to protect your future interests and make sure you pass on your hard earned wealth intact to those you love.
We’re different from most firms in the sector; in that we combine tax, legal, mentoring, and financial advice, to provide you with joined up proactive thinking for which we almost always charge a fixed fee. Most importantly, we don’t assume that a potential client has sufficient knowledge to be aware of all of the issues or possibilities, so we’re educators and mentors as much as advisers.
There’s no charge for our initial conversations and detailed high-level report that helps you to decide what to do next. Unlike the majority of other firms in the sector, 100% of our clients are property owners, and the Bailey Group (our chartered accountants) have been successfully working with landlords for more than five years. Both HMRC and our insurers have reviewed our work and are happy that it conforms to all the relevant rules and, most importantly of all, that it doesn’t break any.
Latest Tax Planning Advice
Whilst Philip Hammond’s performance was the most entertaining of any in recent times (unless you were on Labour’s frontbench that is), the Spring Budget was about as thin as it gets. Nothing much to write home about at all, with even the much decried rise in NIC for...read more
Listen to Tony Gimple of Less Tax 4 Landlords and Richard Brown of the Property Voice talk about raising or saving money through Tax-efficient Business Structures: http://lt4l.co.uk/PropertyVoiceS3E15 ...read more
What was meant to be the last ever Autumn Statement turned out to be the proverbial damp squib, at least as far as landlords are concerned. The much-hyped wish that Section 24 be repealed didn’t happen and, apart from an almost throw away comment on an incorporation...read more
If you are a landlord who manages their own portfolio or engages an agent to do so on their behalf, then it is critical that you have the legal means in place to have your ongoing affairs managed by those you trust if you were to become physically or mentally unable...read more
Now that the people have spoken on Europe and the financial market sharks have made their killings on currency speculation, it’s time to get to the task in hand of building individual wealth and paying as little tax as the law allows. The doom and gloom merchants will...read more
This week it was revealed that during the year to February, George and his friends at the Treasury collected £4.6billion in mostly avoidable inheritance tax(IHT)! Worse still, according to the Office for Budget Responsibility (OBR), this year some 40,000 families will...read more
Less Tax for Landlords on the TV
The UK residential property industry as a whole has been facing a challenging time and buy to let in particular has seen a breath taking number of changes.
So it should be no surprise that the future of buy to let is currently a major topic in the industry and the subject of Property Wire’s latest panel debate which not only attracted four leading property experts but a room of people interested in finding out more.
Panellists Paul Mahoney of Nova Financial, Tony Gimple of Less Tax for Landlords, NLA rep and landlord Richard Blanco and Andy Wynne-Jones of Simple Landlords Insurance took on the questions of the moment.
Tax emerged as the key issue as landlords with mortgages now at the beginning of April 2017 face changes to tax relief on their payments. Tax is always a tough issue to grasp and also depends on the circumstances of the individual landlord and the size of portfolio and loans involved.
Tony Gimple speaks with Jenny Hammond on running your property portfolio as a business structure and how to maintain it.
Tony Gimple speaks to Jenny Hammond on the issue of keeping your property portfolio alive after death for others to manage.
Tony Gimple speaks with Jenny Hammond about buy to lets and the tax changes.
Tony Gimple speaks with Jenny Hammond regarding which property you should invest in and the reasons.
Tony Gimple speaks with Jenny Hammond on how to offfset risk and grow wealth for your property portfolio.